Archive for September, 2006
This site needs to go away - Don’t fall for this stuff.

September 12, 2006
Credit help repair
Credit Repair Leads
If you are in the credit repair business, you may have at one time or another expressed interest in purchasing credit repair leads.
Credit repair leads can be provided in many different ways. Such as referrals, a toll-free number allowing for people to contact you that may need your assistance, and a web site for people to visit to familiarize themselves with your company and educate themselves about credit repair and the services you can provide them with.
Along these lines of leads, you may have considered purchasing credit repair leads from an internet company.
This isn’t such a bad idea if you are looking for an alternative lead source for credit repair.
It doesn’t deserve a link, so here is second best. http://creditrepair-plus.com/creditrepair-wp/10/credit-help-repair/
No commentsBorrowers: Are you thinking you have been a victom of Bait and Switch
This code is in many state laws now, and should be a matter of good business if it isn’t a law.
A mortgage broker or loan originator on behalf of a mortgage broker shall not charge any fee that inures to the benefit of the mortgage broker if it exceeds the fee disclosed on the written disclosure pursuant to this section, unless (a) the need to charge the fee was not reasonably foreseeable at the time the written disclosure was provided and (b) the mortgage broker or loan originator on behalf of a mortgage broker has provided to the borrower, no less than three business days prior to the signing of the loan closing documents, a clear written explanation of the fee and the reason for charging a fee exceeding that which was previously disclosed.

The typical mortgage scam this refers to is quoting a standard program, then at the last minute coming up with a reason you have to go with a higher rate, exotic program.
2 commentsTo those in Scenario 1 - Had credit problems
How are you doing? Review the articles in this category. Don’t give up. Keep Dreaming, Keep Reviewing, Keep looking, Keep improving.
Larry Cragun




NEED I SAY MORE!

YOUR ADVOCATE:email me if you want.
LARRY CRAGUN
No commentsNow this is carrying Cell Phones Just Too Far: Down

SAN SALVADOR (Reuters) - Four prisoners in an El Salvador jail hid cellphones, a phone charger and spare chips in their bowels so they could coordinate crimes from their cells, prison officials said on Wednesday. Click Here and Choke on the Reuters Article
1 commentThis is a well written article against net neutrality
FYI: I am glad I helped the borrower in distress: An invitation

I wish all transactions went great for borrowers, unfortunately they don’t. I have found that to back down those who are about to clean up on a borrower, like make 10,000 on one loan, you have to get real mean. That isn’t my nature but I am willing when put into ethical combat.
If you missed the article, here it is.
If you feel you are about to be ripped off in the mortgage business, you can email me, I will try and help you. Note, often people came to me as a lender, wanting me to take over a loan. I found this was not usually the best approach. Because of closing deadlines, the best approach is to fix the problem where it is. In the case cited, I threatened that the borrower would pull the file, but the problem was fixed and the loan closed on time.
LarrY Cragun
No comments

